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How much does insurance increase after a DUI?

Even a first-time DUI in Tennessee can bring serious consequences. For a first DUI conviction, the driver will look at up to 11 months in jail, a fine of up to $1,500 and a driver's license revocation of up to one year. 

There are other negative effects as  well. For example, you will have to pay more for your auto insurance following a DUI. It is paramount to start building your DUI defense immediately so you can avoid as many of these punishments as possible. With the right defense, you may even be able to keep your insurance rates where they are currently. 

How much will insurance go up?

According to one source, the average annual cost of auto insurance increases by 94.13% after a DUI conviction. And the premiums you pay will stay high for years after the event. In the third year following a DUI, your premiums will be on average 63.47% higher than before.

In addition, if you need to find a new car insurance provider, then you have difficulty. Many providers may refuse to offer you coverage for having a DUI on your record. In the event you do find a policy, you can expect to pay far more than those without a DUI conviction.

Can you get insurance with a suspended license?

The state  may suspend your driver's license but then issue a restricted driving permit allowing you to drive for certain purposes. But again, you will pay high insurance premiums for months and possibly years following a conviction. It's in your best interest to fight the charge to avoid an increase in the first place. Speak with an attorney as soon as possible.

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